CAN I USE A CREDIT OR DEBIT CARD IN SPAIN ?
Fortunately for travelers, the number of ATM machines abroad has grown by leaps and bounds in recent years. Providing excellent interbank exchange rates, the machines dispense foreign money against American dollars. Most foreign machines are affiliated with the MasterCard/Cirrus system or the Visa/Plus system. Check with your bank to see what fees are charged for overseas transactions before leaving home.
One caveat to keep in mind: Most international ATM machines only accept four-digit PINs (personal identification numbers). If yours is longer than that, head to your local bank before leaving the country to have it changed.
WHICH IS THE BEST PLACE TO CASH OR EXCHANGE CURRENCY ?
Always cash or exchange your currency at major financial institutions. Resist the temptation to exchange money at airports, train stations, hotels, and kiosks.
CAN I CASH PERSONAL CHECKS OR TRAVELERS CHECKS OVERSEAS ?
You will NOT be able to cash personal checks nor travelers checks overseas.